Our Services
Purchase a Home
A mortgage is the most significant loan most people get in their lifetime.
If you are shopping around for a new home, it’s important that you understand the home buying process and the advantages of getting pre-approved for your mortgage loan.
At Titan Mortgage Group, our promise is to empower you with information, advice, assistance, and reassurance to get the mortgage that meets your needs and connect you with a wider range of programs offered by more than 30 lenders.
To explore your mortgage options, contact us for a free personal and confidential consultation.
Refinance Your Home
A mortgage refinance might reset your loan at a lower rate, give you access to your home’s equity, and help with debt consolidation.
Your mortgage broker will guide you throughout this major financial decision, assessing your personal situation and informing you about your options.
Our team will help you weigh the pros and cons, and decide which strategy best suits your credit history and financial goals. Refinancing has the potential to save you thousands over the term of your loan, so it makes perfect financial sense to approach it guided by professional advice.
Renew Your Mortgage
When your mortgage term comes to an end, you will have to either pay off any outstanding balance or renew the loan for another term. This is a great opportunity to reassess your needs.
Interest rates, new mortgage products, your job, and family situation — a lot can change between the time you purchased your house and your first renewal.
We suggest that you take a proactive approach. Consider the renewal of your mortgage about four months before the actual renewal date, so we can discuss your options ahead of time, and lock in a reasonable rate, term, and product.
Improve Your Credit
Building and maintaining good credit is vital to a strong loan application and it involves more than paying bills on time.
Using different types of credit wisely, monitoring your payment history, and carefully inspecting the information reported on your credit file also plays a role in ensuring a healthy credit score.
Over 70-80% of Canadians have mistakes on their credit report. Slight inaccuracies reported by lending institutions to the Equifax credit file can be the difference between good or poor credit. This highlights the importance of knowing what’s on your credit report and working with a trusted mortgage broker.
Consolidate your Debt
Consolidating all your debt into one mortgage payment will make repayments much easier and help you manage your high-interest debt more effectively.
If you have equity in your home, debt consolidation can be a wise financial strategy that will allow you to take advantage of attractive mortgage rates and save a bundle on interest charges.
Call Titan Mortgage Group for a review of your situation. We’ll help you compare current mortgage rates with the rates charged on your other debts, and provide our best recommendation.
Construction Financing
Construction Financing can help you Access the Funds You Need When you Need it to Pay Contractors on new Home Builds.
Also known as Builders' Mortgages, or construction mortgages, Our Construction Financing options are designed to help you finance the building of your new home.
While a bit more involved from a documentation standpoint, construction financing is ideal for those who have a strong financial standing and don't wish to purchase an already constructed home.
Private Mortgages
We will work with you to get approved for a mortgage that you can afford, regardless of what the banks told you.
If you've been rejected by a bank for a mortgage, but know that you have the ability to pay the mortgage, and a decent downpayment, we can work with you.
Titan has more flexibility on the terms that we can offer clients on private mortgages. This means that we are often able to help clients that the banks can't, or won't, including self-employed individuals, retirees and single parents, or people who are climbing out of poor credit situations.
